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Educational tool

Estimate your IVF monthly EMI — at zero interest.

Enter an indicative treatment cost and your preferred EMI tenure to see an estimated monthly instalment. 0% EMI is available for 3–24 months at Aansh. Your actual cost is confirmed in writing after evaluation.

Medically reviewed by Dr. Shweta Agarwal, MBBS, DGO · Last updated June 2026
Dr. Shweta Agarwal, Founder & Lead Fertility Specialist, at Aansh Hospital & IVF Center, Chandrapur Govt. ART-registered
Dr. Shweta Agarwal MBBS, DGO · Reproductive Medicine
5,000+IVF babies
30+Years of experience
4.9★500+ reviews · Google, JustDial, Practo
94%AI embryo-analysis accuracy · Garbha.ai
ART Level 2 RegisteredGovt. of India — ART Act 2021
Dr. Shweta AgarwalMBBS, DGO · Reproductive Medicine
On-site embryology labLed by Aayush Agarwal, Ph.D.
Marathi · Hindi · EnglishChandrapur · Nagpur · Vidarbha

Medically reviewed by Dr. Shweta Agarwal, MBBS, DGO. Information on this page is educational and does not replace a medical consultation. Outcomes depend on individual clinical factors. This calculator is an educational estimation tool only — it does not constitute a quotation or financial advice. Final treatment costs depend on individual clinical evaluation. A written, itemised estimate is provided before any procedure begins. See our costs & EMI page for full pricing details.

EMI estimator

Calculate your estimated monthly instalment

IVF at Aansh typically ranges from ₹1,20,000 – ₹2,40,000 per cycle, depending on your protocol. Enter any amount within that range to see how 0% EMI breaks it down.

Indicative range: ₹1,20,000 – ₹2,40,000 for IVF
0% EMI available for 3–24 months at Aansh

About 0% EMI at Aansh

  • Tenure: 3 to 24 months
  • Interest: 0% — no interest charged on the EMI amount
  • Documents (typical): Photo ID, address proof, 3 months' bank statement, income proof
  • No prepayment penalty — pay off early without charge

EMI is subject to credit approval by the financing partner. Terms & conditions apply.

Medical note: Information on this page is educational and does not replace a medical consultation. Outcomes depend on individual clinical factors. This tool provides an indicative financial estimate for planning purposes only. It does not replace a personalised written cost estimate from the clinic, which is provided before any procedure. Last updated June 2026.

Good to know

Frequently asked questions about IVF cost & EMI

How much does IVF cost at Aansh?
IVF at Aansh Hospital & IVF Center typically ranges from ₹1,20,000 to ₹2,40,000 per cycle, depending on your protocol, medications and any add-ons required. IUI is ₹5,000–₹10,000 per cycle (medicines billed separately). Your exact cost is confirmed in a written estimate after a personalised clinical evaluation — nothing proceeds without your agreement. See our full pricing page for a breakdown of what is and is not included.
Is the EMI really 0% interest?
Yes. 0% EMI means there is no interest charged on the EMI amount — you repay only the treatment cost, spread across equal monthly instalments over your chosen tenure. There is no mark-up on the principal. EMI is subject to credit approval by the financing partner. Message us on WhatsApp to ask about the current EMI terms.
What affects the final IVF cost?
The key variables are the stimulation protocol (number and type of medications), whether ICSI is required, the number of monitoring scans, and any additional procedures such as PGT-A or genetic testing of embryos. Donor-egg IVF involves an additional donor-program component. All variables are discussed and itemised in the written estimate provided before treatment begins. See costs & EMI for the full list of inclusions and exclusions.
Is the IVF cost the same for everyone?
No. IVF cost varies by individual clinical factors — age, ovarian reserve (AMH and AFC), diagnosis, and the specific protocol recommended by Dr. Shweta Agarwal. A single flat price would overcharge some patients and undercharge for others. Aansh provides a personalised written, itemised estimate after evaluation so you know exactly what is included and why.
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